Introducing myPAC - PAC's New Digital QDRO Management Service!

This new service allows you to securely submit electronic QDRO requests 24 hours a day. You can login at anytime after your submission to check the status of your request. This new offering also allows you to invite other participants to view, edit and contribute to your request. Of course, secure payment is also available and the service is still backed by PAC's 28 years of QDRO preparation expertise.

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Pension Valuation and Appraisal in Divorce

QDRO Drafting Experts and Consultants • Pension Evaluators

Our practice is dedicated to valuing retirement plan assets in divorce and creating Qualified Domestic Relations Orders (QDROs) for dividing retirement plans.

Pension Analysis Consultants, Inc. (PAC) is one of the nation's leading pension valuation and QDRO service firms. We value all defined benefit pension and retirement plans and all defined contribution plans such as a 401(k), as well as executive plans and stock options. We draft domestic court orders of all types, including QDROs, MCOs, COAPs, ADROs and DROs. It's your new beginning and "We value the future®".

Our 28 years of experience in performing over 35,000 pension valuations and drafting QDROs assists divorce attorneys and mediators in providing the best representation for their clients in the complex area of pension analysis. We handle QDRO order forms for military and armed forces personnel, teachers, police officers, firefighters, and people with all types of pensions.

If you are considering filing for divorce, we invite you to recommend our company's present value and QDRO specialist services to your attorney and contact us today.

How are we different than other appraisers?

We are mathematical professionals who proudly sign our reports. We have recognized actuarial expertise. Our specialized knowledge can give an attorney practical insights to help negotiate key issues that impact distributions.

We can provide a level of support on complicated issues, such as executive plans, that surpasses the ability of most other firms in this field who possess no actuarial expertise. Because of our objectivity and technical expertise, our results stand up in courts in Pennsylvania, New York, New Jersey, Florida, and throughout the United States.

A PAC consultant can address your case’s particular needs regarding:

  • 401(k) and pension valuations and appraisals
  • Qualified domestic relations orders
  • QDRO Plan pre-approval service (for no extra fee)
  • Stock options
  • Actuarial consulting, including workers' compensation and wage loss
  • Domestic court orders, including QDROs, MCOs, COAPs, ADROs and DROs
  • QDRO drafting assistance before, during or after divorce proceedings
  • Structured settlement proposals
  • Expert witness and court testimony

Contact our offices for a free consultation to learn about how our pension evaluators and QDRO experts can supply the analytical and valuation information you need for your divorce case.


Attorneys who do divorce cases often ask, "On what basis should a lawyer choose a valuation service?" At first glance, most valuation services have similar fees, have nice Websites, and seem qualified to give sound advice and services. "Should I just choose the cheapest? Is there any reason to select one service over another?" These are good questions, because choosing the right valuator may allow attorneys a stronger position to better represent their clients.

PAC reports are all signed by an actuarial consultant. Firms with an unsigned report may utilize a clerk in performing these calculations. PAC reports are signed by the actuarial consultant who performs the calculations. Attorneys can always get in touch with the PAC actuary who can answer any questions and is available to testify, if need be.

An actuarial consultant, such as those at PAC, can fully explain to you, or on the witness stand if necessary, actuarial reasoning and the implications of the Actuarial Standards Board Standard of Practice Number 34 (Actuarial Practice Concerning Retirement Plan Benefits in Domestic Relations Actions) (ASB), as it relates to the issues of your case.

In terms of actuarial expertise, PAC pension evaluators have taken actuary courses, actuarial examinations, and are affiliated members of the American Society of Pension Professionals and Actuaries (ASPPA) and the American Academy of Economic and Financial Experts.

Contact our offices to discuss how we can help you with pension valuations and QDROs. We are the premier actuarial pension valuation and QDROs company in America with the experience to provide the highest level of actuarial expertise at the critical junction of equitable distribution in divorce.

It's your new beginning and "We value the future®".

PAC provides pension valuations, QDROs and actuarial reports for divorce attorneys and marriage dissolution mediators nationwide. Our Philadelphia offices are located in the suburb of Elkins Park, Pennsylvania, from where we serve the needs of legal professionals nationally, including east coast states such as New York, New Jersey, Virginia, North Carolina, Florida, Washington, D.C., and Maryland. Our Florida office located in Coral Gables, FL serves Florida family attorneys.
Pension Analysis Consultants, Inc.

Contact Us For Specific Information About Your Case:

P.O. BOX 7107
Elkins Park, PA 19027
(215) 782-9845

4000 Ponce de Leon Blvd., Ste. 470
Coral Gables, FL 33146
(305) 777-0468

Toll-Free: (800) 288-3675
Fax: (888) 782-9852
E-Mail: pac1@pacpensionandqdro.com

Mark K. Altschuler

ASPPA Member

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We Value The Future. ®